Interest rate & points
A lower rate may involve additional upfront costs. Compare both.
C2 FINANCIAL · FREE MORTGAGE EDUCATION TOOL
Know what you're really paying.
Upload one Loan Estimate to understand it—or two to see how your mortgage offers compare. We'll highlight costs, credits, and the details worth a second look.
✓ See the fees✓ Understand your payment✓ Know what to ask
Select your Loan Officer in the top right to personalize your experience.
YOUR LOAN, EXPLAINED
Let's take a closer look.
Start with an upload. Review the extracted numbers before analyzing—no financial decision should depend on an unchecked PDF reading.
1 Upload
2 Verify
3 Review
Loan Estimate A
Choose a standard Loan Estimate PDF
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Private by design
For this prototype, PDF processing happens in your browser; we do not upload or save your Loan Estimate. A third-party PDF.js library is loaded to process files locally.
BEFORE YOU SIGN
It's more than just an interest rate.
A Loan Estimate is designed to show your loan terms and estimated costs. The trick is knowing which numbers are true financing differences—and which are estimates of the same underlying expenses.
Taxes & insurance
These estimates can affect your projected payment and cash to close, but they aren't lender discounts.
Credits & payoff
Seller credits, adjustments, and refinance payoffs deserve careful verification.